Sainsbury’s Double Up Promotion: How I got £64 worth of clothes for £2

Sainsbury’s is not my main supermarket, but I still have managed to get £10 of points on my nectar card (with nearly £5 spare) through a series of deals and manipulating offers to my benefit.

Sainsbury’s have normally done two ‘Double Up’ promotions each year, where you have a week to double £10 worth of points (up to £40) for a coupon for a particular category (sadly not food). There are many, many restrictions, so many that in order to get today’s voucher I had to do a week of preparation. Basically, there is only one Sainsbury’s I can walk to in Cardiff that stocks clothes. But I had to have shopped there within the last 6 months, which I haven’t, so last week I trekked to Sainsbury’s to buy groceries, swiping my nectar card at the till, which meant I could go there today to get my double up voucher.

(I could go into detail about the restrictions, but there is a very good blog post about it from a site I follow called ‘Be Clever With Your Cash’, and they would do it so much better than me. You can read the link here)

So, bam, I had £20 to spend on clothes. I generally really like Sainsbury’s clothes and as I saw it as a way to get free/nearly free clothes I wasn’t too fussed about finding a dream item, and thought I would just stock up on basics. The clothes selection was tiny, but I still found a long sleeved white shirt (I love a long sleeve white shirt), a yellow sweater vest and 2 skirts.

All the items were on sale, full retail value was £64, the total at the till was £22, so bam, I only spent £2 on four items of clothing. Yes, none of them are exactly the sexiest things in the world, but they are all fine basics for work. (Ok, so I’m currently unemployed, but I won’t always be).

I have decided that since I want to lose weight, I am not going to buy any clothes full price (other than under garments and shoes) until I reach a healthy BMI. In theory this is because I don’t want to invest in clothes that will hopefully be far to big for me in a years time (I hope), so expect more posts like this until I reach my target weight.

 

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My Top 10 Own Brand Products From Morrisons

Disclaimer: The prices quoted in this post are based on the price I most recently paid for said product, and they may have changed since then. Also this post was entirely created by me and is not affiliated with or endorsed by Morrison’s in any way. I merely wish to share my love of these products.

#1 Morrisons 100% Peanut Butter (Available in smooth and crunchy)

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I love this product so much that I recently shouted out about it on Twitter (yes I have Twitter now, my name is @Jillettuce based on a stupid nickname my friend Joel gave me).

You know me, I love peanut butter (please see proof here and here) and my love of peanut butter is matched by my hatred of palm oil. And having principles is often expensive.

But Morrisons are (to the best of my knowledge) the first supermarket to introduce an own brand 100% peanut, peanut butter, so well done Morrisons.

RETAIL FACTS – £1.78 for 340g

#2 Morrison Prawn Crackers

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The boy and I like a Chinese ‘Fake Away’, or we like to cut costs on our Chinese takeaway by having prawn crackers in stock.

And because I am both a glutton and a cheap skate I know that these are the cheapest prawn crackers based on price per gram (or they were before inflation occurred). And they are yum.

RETAIL FACTS – £1 for 80g

#3 Morrison Chickpea, Sweet Potato and Kale Pies

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The boy likes a gravy based meal on Sundays, and pies feature heavily.

As I don’t eat meat (I’m a pescetarian) I need a suitable substitute so I don’t get food envy, and these bad boys do the job.

Filling and tasty, and good in gravy.

RETAIL FACTS – £1.42 for 2 Pies (360g)

#4 Morrison Frozen Diced Swede

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The boy and I love a bit of swede, usually in our Sunday ‘Gravy Based Meal’, and I think this is the best based on price per gram. It is yet to fail us.

Things to do with Swede. Scones and Cous cous.

RETAIL FACTS – 60p for 500g.

#5 Morrisons Savers Family Size Facial Tissues

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These are the best value facial tissues from a supermarket (that I shop with). Cheaper then Tesco’s own brand equivalent and one more tissue a pack.

RETAIL FACTS – 65p per 226 tissue pack

#6 Morrison Curry Flavour Noodles

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The boy likes these noodles. Also available in various other flavours.

RETAIL FACTS – 28p per 85g pack.

#7 Morrison Savers Pasta Sauce

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In my post about my favourite Tesco own brand products I divulged that the boy (and again, ‘the boy’ refers to my 36 year old boyfriend) doesn’t generally like pasta unless it is cooked in a gross sugar and salt enhanced ready made sauce (whereas I like my home made sauce ). As I refuse to waste my money on something I could make for pennies with a tin of chopped tomatoes, this is our compromise. The boy likes it, I like it. And it is cheap and tasty.

RETAIL FACTS – 38p per 400g Jar.

#8 Morrison Soup

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These three, plus the Carrot and Parsnip soup I would have featured had The Boy not eaten it, make up a frequent staple of my food shop with Morrisons. They are very cheap but do not lack in flavour and they were for my emergency lunches at work when I had been too busy to batch cook something.

RETAIL FACTS – 45p per 400g tin.

#9 Morrison Savers Mature Cheddar Cheese

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My favourite cheese. It packs a punch. Some own brand mature cheddar cheeses are basically quite mild in flavour, this is strong and mighty.

RETAIL FACTS – £5.50 per 1KG.

#10 Morrison No Added Sugar Summer Fruits Squash

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The boy’s favourite squash is Summer Fruits flavour. Every supermarket has a Summer Fruits squash. I chose Morrison’s as being the creme de la creme as it is double concentrate (therefore it lasts longer), comes in a 1.5 Litre size bottle (which is usually what the boy and I get through in a month) and is almost always on a multi buy offer.

Well done Morrison’s.

RETAIL FACTS – £1.24 per 1.5 litre bottle (frequently on a 2 for £2 offer)

So there you have it, my favourite own brand buys from Morrison’s.

Do you have any supermarkets you would like me to investigate what the best products are?

 

 

My Top 15 Own Brand Products From Tesco

Disclaimer: The prices I quote are based on the price I paid when I most recently bought the product, so they may have changed by now. Also this post was entirely made by me and is not affiliated with or endorsed by Tesco in any way. I just merely wish to share the love I have for these products with other people.

Hi Everyone,

As you all know I am a big fan of ‘own brand’ products. In fact I would go as far as to say I am an own brand snob in that if a cheap own brand version of a product is available I will nearly always buy that.

In celebration of the BBC TV Series ‘Eat Well For Less’ being back on our screens (although it does end this week) here are my top own brand products from Tesco.

#1 Tesco Chocolate (Various Types)

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Let’s start as all good things should start with chocolate.

Tesco have various different types of own brand chocolate bars available, including some fruit and nut versions of this type and also an economy brand which is even cheaper then these. But I choose this bar as it is supports the Rain Forest Alliance and also it gets big bonus points as unlike some cheap chocolate bars it doesn’t contain Palm Oil.

The milk chocolate is lovely, the white chocolate is very sweet, and the plain is perfect for a deep decadent hit and it is what I usually use in my chocolate recipes.

RETAIL FACTS – 75p for 150g

#2 and #3 Tesco Everyday Porridge Oats and Tesco Skimmed Milk Powder

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Why did I put these two together?

For the simple fact that in my house they are always together.

I got this tip from Jack Monroe’s second cookbook where they explained if you mix milk powder with porridge oats and then add boiling water to a bowl of the stuff then BAM – instant porridge (no need for those fancy ass ready made pots).

So I tip both the milk powder and the porridge oats into a cereal container, give a mix and BOOM – instant porridge. When I use porridge oats in my baking it is always from this pre-made mix so I get a creaminess from the milk powder as well.

There is simply no need to spend loads of money on porridge oats.

RETAIL FACTS – Porridge oats 75p for 1kg, Skimmed Milk Powder £2 for 340g.

#4 and #5 Tesco Anti Bacterial Wipes (Lemon) and Washing up Liquid (Lemon)

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Another dynamic duo. I chose these products as I have this belief that you should always buy cleaning products in a citrus scent as citrus fruits are usually used in old style cleaning methods, so I believe you get extra bang for your buck.

Speaking of bang for your buck, the prices of these are some of the best I have found.

RETAIL FACTS – Wipes 120 for £2.50 and Washing up liquid 740ml for 70p.

#6 Tesco Everyday Value Low Fat Cottage Cheese

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I chose this because I want to highlight the difference between marked up products.

There is a certain brand of ‘Healthy’ Cottage Cheese that is about £1.20 for something like 63 calories per half container.

This is admittedly more calories…it contains 64 calories per half container, but it is 64p.

I think I can live with the extra two calories per tub more then I can live with the near double mark up on the other product.

It is great in my Macaroni Cheese.

RETAIL FACTS – 64p for 300g.

#7 Tesco Healthy Living Tikka Masala Sauce

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One way to bring down the calories in our Indian ‘Fake Aways’.

RETAIL FACTS – 89p for 400g

#8 Tesco Everyday Mushy Peas

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Cheap and tasty, better than Morrison’s own brand equivalent. An easy way to one of your five a day.

RETAIL FACTS – 20p for a 300g tin

#9 Tesco Everyday Passata 

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The boy refuses to eat pasta if it is not drenched in a disgusting sugar and salt enhanced ready made pasta sauce, but I can sneak this past him. Another one of your five a day.

RETAIL FACTS – 35p for 400ml

#10 Tesco Tomato Puree

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Perfect for pasta.

RETAIL FACTS – 50p for 200ml

#11 Tesco Soya Mince

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This is another great product that is always on my monthly food shop. High in protein, tastes fantastic, the boy (who is a meat eater) will happily eat this without complaint, and a bargain price.

RETAIL FACTS – £1.75 for 454g (There are frequently multi buy offers though)

BONUS ITEM – Tesco Dried Soya Mince also is a staple in my cupboard, it’s something like 400g for £1.90, and the 400g makes up about 1200g, so bargain bargain bargain.

#12 Tesco Gold Coffee Refill Pack

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Despite the fact I drink something like 10 cups of coffee a day, I am not a snob with roasts and things like that.

This is lovely though. And it comes in a handy refill pack which not only is cheaper but cuts down on it’s carbon footprint in terms of less lorries and the road and all that.

RETAIL FACTS – £4.15 for 300g

#13 Tesco Cocoa Powder

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Perfect for baking, perfect for smoothies, I use it all the time.

RETAIL FACTS – £1.99 for 250g

#14 Tesco Healthy Living Mayonaise

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Love mayonaise but don’t want to turn into a human vat of it?

This is only slightly more calories per table spoon then a big brand ‘lighter then light’ mayonaise, but a darn sight cheaper.

RETAIL FACTS – 75p for 450ml

#15 Tesco Tinned Chilli Con Carne

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The boy, who has zero interest in cooking, needs simple things he can heat up when he has painting class (by the way, ‘the boy’ is how I refer to my boyfriend, but I realise I have made him sound like a 7 year old). This keeps him happy and out of trouble.

RETAILS FACTS – £1.50 for 400g

So there you have it, my favourite own brand products from Tesco. I plan on doing one for Morrisons as well as I am a supermarket slut and will shop nearly anywhere for the best deal.

I just bought a £128.23 Amazon order for £4.27

Hi everyone.

Like some sort of money saving squirrel I have been storing my voucher ‘acorns’ for the winter.

And today I decided to get started on my Christmas shopping and bought 10 of the Christmas budget presents (this includes some December and January birthdays).

I used the Amazon vouchers I had earned through doing things like surveys and using phone apps.

These are all the things I did to help reach this bounty.

PHONE APPS

Shoppix and Shopprize (ask me for a referral code if you want a boost) and my beloved Job Spotter made up the bulk.

SURVEY SITES

Valued Opinions and Pinecone Research

OTHER

Shop and Scan. I felt like I had won the lottery when I was selected for Shop and Scan.

This is just the tip of the iceberg of how you can make money for minimal effort. I will explain more in another post coming soon. Now that I am unemployed I have a lot of time on my hands.

 

Financial Review of Week 37

HI EVERYONE!

I hope you are having a super, duper Sunday, or what remains of it.

I spent nearly 2 hours walking around my local streets taking photos of job advertisements in windows for my Job Spotter app, I’ve made over £10 today on that. Is it ironic that I was taking photos of job advertisement’s, to make money, when I will soon be unemployed?

Things have eased for me a bit financially now that my counsellor suggested she reduces the cost of my sessions to £15 from £25, plus I have sold some DVDs and made another £7.47. I’m still spending money, but to a lesser extent.

FOOD AND HOUSEHOLD SHOPPING

Pizza £2

Rolls and Jamaican Pattie £1.55

OJ, Milk, Bag for Life x 2, Mascarpone, Cheese, Potatoes, Sweet Potatoes, Cucumber, Grapes, Spinach, Bread £11.20

Flax Seed and 2 boxes of treats for the boy £6.50

Gum, Tropical Juice, Milk, Carrots, Eggs £4.80

TOTAL FOOD AND HOUSEHOLD SHOPPING SPENDS = £26.05

I am officially over budget on the Food shopping now. 9 days to go…

 

DISPOSABLE INCOME/DISCRETIONARY SPENDING

TRAVEL (DAY TO DAY)

5 x Bus Tickets = £5

HEALTH

5 x Packets of Gum = £4.95

SOCIAL

Burger with the boy £10

TOTAL DISPOSABLE INCOME/DISCRETIONARY SPENDING SPENDS = £19.95

TOTAL COMBINED SPENDS THIS WEEK = £46

Not bad, but I definitely can’t repeat that sort of spending next week. I’m skint!

August 2017 Expenses

Yo everybody!

I am watching Extreme Cheapskates, it’s great, I’ve never seen this show before.

Anyway, now that I have the internet again I can finally do all the blog posts I have to catch up on.

Let’s see how I spent my disposable income in August!

POSTAGE AND PACKAGING = £43.03

I sold some stuff on Ebay, and I always include what I spent on postage as an expense, even though in theory the buyer is paying for it. I also bought some stamps and had to post some birthday presents to people.

GIFTS = £20.49

I bought some things for my in laws to say thank you for helping me with my taxes, I included the purchase of wrapping paper and bought a card for my mum.

SOCIAL = £38.24

August didn’t involve much socialising.

TRAVEL (VISITING) = £33.75

Bought train tickets to visit my parents in September.

TRAVEL (DAY TO DAY) = £14

I did better in August about not wasting my money on unnecessary bus journeys.

HEALTH = £4.55

On account of my crazy insatiable thirst thing I have now classified chewing gum as a health expense.

CONTRABAND = £21.17

This is better compared to July, but I have lost my way a bit.

TOTAL SPENDING IN AUGUST = £175.23

I am a Consumer, Therefore I Consume

I have been flexing my shopping muscles.

Restrained, considered purchases, contraband in terms of the no spend year but not wild and decadent items in them self, they were all practical, but still I have anxiety.

Things needed replacing in our house. The clock in the kitchen broke, we didn’t realise how essential it was to our ability to get ready until it was gone. The silicon whisk broke ages ago, but I had ‘fixed’ it, but then when a piece of the silicon found it’s way into one of my vegetable muffins I knew it needed replacing. We needed a tin opener, because our old tin opener took about half an hour and lots of strength to get round a tin.

The boy bought the clock, because he has money, whereas I have raided my penny tin several times already this month. The whisk and tin opener were partially funded by the household budget.

I bought an SD card for my phone almost exclusively funded with amazon vouchers, it cost me just £1.21 (which was primarily the postage). I needed that, yet it is still contraband according to my rules, but I am certain it will save me money in the long run as it will extend the life of my phone (and give me space for money saving apps).

And for a long time I have felt that I need a rain coat. Something that is light weight as it may rain all the time in the UK but it gets pretty humid when it does and I’m a sweaty Betty at the best of times. I wanted something that went past the waist as I had a rain coat in the past which ended at the waist which just meant all the water ran off the coat and into my pants. Fun times.

I decided to look at the Tesco website on the basis that I have been saving my Tesco Clubcard vouchers for 18 months and had a hefty £26.50 to my name.

(To anyone who is confused by this I’ll explain. Tesco’s is a big supermarket chain in the UK, I think they owned Fresh and Easy in the USA, and you can sign up for a free clubcard which gives you 1 point for every £1 you spend in their stores. I want to assure you I took advantage of some great deals they put on to gain extra points, and didn’t actually spend £2650 in their stores in the last 18 months)

So I looked on the Tesco’s website and there was a lightweight, yellow (I secretly wanted it to be yellow) rain coat which went past the waist, and yes it was £32 but I decided that the fact Tesco’s clothing range is called Florence and Fred and that the coat was sold out in every size apart from my own as a sign the Universe wanted me to have it.

So yes, I have spent £5.50 on a contraband item, AGAIN, but I feel good that the sum total of my spend on clothes this year has been £5.88 (£9.83 if you include a free item I ‘bought’ but had to pay postage for)

I think my shopping habits this year, whilst being a bit flexible with the rules of a no spend year, are a complete change for the better from the habits that got me into this mess of debt.

I am debating whether I am allowed to buy a orange scented reed room diffuser this Winter like I did last year which made me feel all Christmas-sy and made the Winter a bit more bearable. I know I’m not allowed, but maybe I can find a voucher somewhere for one.

It’s just with every purchase I make I feel anxious. I don’t feel tempted, I don’t feel ‘this feels great, let’s bend the plastic so far my credit card gets a spinal injury’ but I am scared of spending money now.

To be honest I am anxious doing anything financial apart from making money, which means it’s just as well I sold my two guitars today, one to the boy for £15 and one at a cash converters for £10 (it was a piece of crap).

I actually don’t mind selling my things at cash converters because in their buying department they have figurines of the wrestlers Jake the Snake and The Ultimate Warrior which makes me feel happy and like I am with kindred spirits.

I just want to say one more thing. Not including food/household purchases, which are split between the boy and me anyway, but if you take all the money I have paid towards my debts this year, and compare it to how much money I’ve spent on me this year, then I have spent about a third more paying back my debts then I have spending money on things like socialising and yellow-lightweight-past the waist-rain coats.