Financial Review of Week (Checks Calendar) 29

HI EVERYBODY

We are nearing payday, which is always exciting, but lesser so in this case because my wages this month will be severely hindered due to my month of madness (sick leave).

This means the money is running out.

And there is no way around it, if the definition of a No Spend Year is to, you know, not buy things you shouldn’t.

Which I have been.

What was even more embarrassing I went into a coffee shop to kill time before my counselling session on Thursday and I ran into a friend I know through The Boy who gleefully pointed out I was breaking the rules.

We have £4.51 of the food budget left which is a f*** load better than we have been doing in some months.

Anywho, here goes.

FOOD AND HOUSEHOLD SHOPPING

Spring onion and naan bread £1.44

Milk, Bread, Pizza, Cheese, Cucumber, Ready Meal £10.45

Cereal Bars x 4, Sweet Potatoes, Potatoes, Mozzarella, Bananas £5.85

Courgettes and carrots £2.85 (I bought these from a farmers market and f*** me the courgettes were huge!)

TOTAL SPENDS £20.59

 

DISPOSABLE INCOME/DISCRETIONARY SPENDING

Let’s get the bad stuff out of the way first.

THE I F***** UP CATEGORY

5 Takeaway coffees = £6.80

5 packets of chewing gum = £3.95

Several sandwiches for lunch and/or breakfast as I was too inadequate to prepare beforehand = £10.39

TOTAL = £21.14

 

TRAVEL (DAY TO DAY)

5 X Bus tickets = £7

 

POSTAGE

Posting gifts and ebay parcels and buying envelopes = £8.44

 

SOCIAL

Dinner at spoons £7.15

Coke £1.99

Gin £4.60

2 x beers £5.95

TOTAL = £19.69

 

GIFTS

2 x special occasion cards = £2.08

 

TOTAL DISPOSABLE SPENDING = £58.35 (YOWZA!)

TOTAL SPENDING THIS WEEK£78.94

I have £2.55 left in my wallet so I will have to tread carefully till Thursday and probably even more carefully after that.

 

2nd Week Review

Well it’s Sunday again, I have about 30 minutes spare, so here goes.

WEEK OF SPENDING

FOOD BUDGET

Milk and Breakfast Bars £2.48

Bread and 2 x pizzas £2.80

Milk and Paracetamol £1.64

DISPOSABLE INCOME

HEALTH

Dentist Check up £13.50

WORK EXPENSE

Milk for work £1.90

GIFT

Donation to collection for Colleague’s gift £2

SOCIAL

Train to Friend’s house £3.90

Coffee with Colleague £1.95

Burger at Football Day £6.95

Round of Drinks between Boyfriend and me #1 £4.08

Bus £4

Round of Drinks between Boyfriend and me #2 £5.40

Pizza £6.95

Burger and drink with Boyfriend £7.74

 

So far this year I have spent £75.07 

I have £10.94 left of the food budget, which resets on the 27th when I get paid, so it will be a tight squeeze but we have an awful lot of food left and tend to only top up with things like milk and bread. We tend to find we have a lot of days left in the budget with not much money left in the budget but usually manage to stay under.

I have received my final bill for the Credit Card I closed before Christmas. I think I can just about handle the £1 bill (I was expecting it to be about £85).

My Brother is coming to visit next weekend so I will put the money towards socialising with him.

Things are going good for me, though I did have a stress dream last night that was so vivid I really believed it was real life, until I woke up.

Right, off to do a tidy up of the house now.