Financial Review of Weeks 13, 14, 15, 16 (I’m sorry for the delay)

Here’s the thing about working 7 days a week. Even when the 6th and 7th days of working total just 8 hours you find you lack the time to get everything done.

My Blog has taken the hit.

I will proceed with the financial reviews:

FOOD AND HOUSEHOLD SHOPPING

Pizza, Pasta, Pasta Sauce, Cookies, Bread, Milk, Yogurt 8.35
Super Big Tesco Delivery 114.34
White Bread and Cucumber 1.15
Juice, Cheese Slice, Pasta, Pasta Sauce, Garlic Bread, Cheesecake, Bag for Life 8.14
Carrot Chips, Corn on the Cobs, Onion Rings, Chicken Strips, Chicken Popsters, Cheese Pizza x 2 11.98
Potatoes, Orange Juice, Carrots, Milk, Popcorn, Raspberries 5.99
Flu Powder, Face Wipes, Moisturiser, Hand Sanitiser 3.85
Toothpaste, Floss, Shower Gel, Handwash 4.86
Toothpaste, Soothers x 2, Vanish, Allergy Tablets, Toothbrush 7.45
Greaseproof Paper, Coconut Water x 4 2.75
Toothbrush Holder 0.29
Rolls and Lettuce 1.75
Spray Oil x 2, Laundry Cleanser x 2, Toilet Roll, Bag For Life, Laundry Bag 11.34
Massive Pizza, Jon Pizza, Cookies 6.5
milk 1.09
tortilla chips, rolls, cookies, gum 2.74
Milk, Carrots, Bag for Life 1.37
bread, doughnuts, garlic bread, lasagne, cucumber, parsnips, bag for life 6.6
Sweetcorn, Cheese Pizza 3.5
Orange Juice, Ice Creams x 2 3.9
Aqueous Cream, Hair Remover Cream, Bath Foam, Body Scrub, Razors, Face Masks x 3 7.87
Sprite Six Pack, Fanta Six Pack, Orangina, Garlic Pizza Bread, Canneloni, Bread, Cookies, Bag for life x 2 11.2
Colour Catchers, Cotton Pads, Toner, Hand Cream 6.56
Chicken Dippers, Marmite, Chicken Breast, Mince x 2, Peppers, Onion, Boy Pies 19.86
Prawn Crackers, Yoghurt 1.85

TOTAL SPENDS = £255.28 (WEEKLY AVERAGE = £63.82)

We are already over budget for this month of April and still have a week to go so it’s not going that well.

DISPOSABLE INCOME SPENDING

Milk for work 0.8 WORK EXPENSE
Gum 1.5 NON ESSENTIAL FOOD
Easter Egg for Jon 4 GIFTS
Prawn Sandwich 2.2 NON ESSENTIAL FOOD
Pie Minister 17 SOCIAL
2 x Sets of PJs 34.05 CLOTHING
Apple and Banana 0.67 NON ESSENTIAL FOOD
Tupperware From Paperchase 1 HOMEWARE
Ale 4.5 SOCIAL
Burger and Tea 10 SOCIAL
Pizza 6.5 SOCIAL
Shonen Knife T Shirt 15 CLOTHING
Make Up 30 MAKE UP
Subway 4 NON ESSENTIAL FOOD
Ale 3.65 NON ESSENTIAL FOOD
2 Pairs of Trousers, Exercise Tights and Top 24.05 CLOTHING
Let’s Eat Grandma Ticket 10 SOCIAL
Peach Green Tea Lemonade 3.35 NON ESSENTIAL FOOD
Chiropractice Groupon 23.95 HOBBIES – HEALTH
Food for Homeless person 4.28 GIFTS
Plastic Cutlery 0.75 WORK EXPENSE
Water and Mango Coca Cola 1.8 NON ESSENTIAL FOOD
Pint of coke 1.99 SOCIAL
Lipbalm 1.2 MAKE UP
Chewing Gum 0.45 NON ESSENTIAL FOOD
Sweets 3 NON ESSENTIAL FOOD
Train to Grangetown 3.4 TRAVEL (DAY TO DAY)
Paying Postage on an unstamped card 2 POSTAGE AND PACKAGING
John Lewis Gift Card 15 GIFTS
Chocolate Treats for Hedy 2.5 GIFTS
Money for the Nie-phews 20 GIFTS
Posting the Kids Treats 6.9 POSTAGE AND PACKAGING
Indian Takeaway 16 SOCIAL
2 x Flat Whites 4.8 NON ESSENTIAL FOOD
Tissues for work 0.39 WORK EXPENSE
Milk for work 0.75 WORK EXPENSE
2 x Beers 7 SOCIAL
Posting parcel to Chris 1.87 POSTAGE AND PACKAGING
Boots Meal Deal 3.39 NON ESSENTIAL FOOD
Kimono 4.99 CLOTHING
coffee and apple 3.15 NON ESSENTIAL FOOD
Five Guys Burger, Fries and Drink 12.15 NON ESSENTIAL FOOD
Donation to Ben 15 GIFTS
Cookies and Donuts for a homeless person 0.78 GIFTS
Milk for work 0.8 WORK EXPENSE
Boots Meal Deal 3.39 NON ESSENTIAL FOOD
Next Voucher For Tudor 10 GIFTS
2 x Books 9.98 HOBBIES-BOOKS
Manics Vinyl 20.04 HOBBIES-MUSIC
2 x Cocktails 8.45 SOCIAL
Five Guys for 2 25.45 SOCIAL
Ice Cream 2.5 SOCIAL
Gum 0.5 NON ESSENTIAL FOOD
Fixing Jeans 5 CLOTHING MAINTENANCE
Jeans 5.99 CLOTHING
Milk for work 0.8 WORK EXPENSE

TOTAL SPENDS = A LOT (£421.66/WEEKLY AVERAGE = £105.42)

I promise I will be better at blogging from now on.

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August 2017 Expenses

Yo everybody!

I am watching Extreme Cheapskates, it’s great, I’ve never seen this show before.

Anyway, now that I have the internet again I can finally do all the blog posts I have to catch up on.

Let’s see how I spent my disposable income in August!

POSTAGE AND PACKAGING = £43.03

I sold some stuff on Ebay, and I always include what I spent on postage as an expense, even though in theory the buyer is paying for it. I also bought some stamps and had to post some birthday presents to people.

GIFTS = £20.49

I bought some things for my in laws to say thank you for helping me with my taxes, I included the purchase of wrapping paper and bought a card for my mum.

SOCIAL = £38.24

August didn’t involve much socialising.

TRAVEL (VISITING) = £33.75

Bought train tickets to visit my parents in September.

TRAVEL (DAY TO DAY) = £14

I did better in August about not wasting my money on unnecessary bus journeys.

HEALTH = £4.55

On account of my crazy insatiable thirst thing I have now classified chewing gum as a health expense.

CONTRABAND = £21.17

This is better compared to July, but I have lost my way a bit.

TOTAL SPENDING IN AUGUST = £175.23

Financial Review of February 2017

Hi everybody,

I have finally had a chance to compile the data of my expenditure in February, so here goes.

WORK EXPENSE £4.69

SOCIAL £80.96

GIFTS £48.58

POSTAGE AND PACKAGING £8.08

TRAVEL (DAY TO DAY) £5.60

HOME £15

FOOD SHOPPING £243.39

HEN PARTY £65 (separate budget and not included in the grand totals)

FEBRUARY MONEY IN = £1364.29

FEBRUARY MONEY OUT = £1293.59

DIFFERENCE = £70.70

So I was £70.70 in credit in February, which is good.

Trouble is I don’t know where that money has gone, as in theory it should be in my account. And my account does not have that much money in it.

Financial Review of Week 4

Hi everyone,

Another week has passed, and I really hope I don’t spend any more as this week has been a wee bit spend-tastic (I will be the first to admit I sometimes take liberties with the English Language)

SOCIAL

Meal out with the boyfriend £15

Costume accessories for Friend’s Hen Party £4 

I debated long and hard about what category this would fall into and decided that as I am hardly likely to wear a pink glittery cowboy hat and a necklace with a shot glass attached in day to day life (unless I start working in the new Coyote Ugly bar in town) these items are for a very specific social event and that’s why I am classing them as such.

Ticket to see a Comedian in May £13.20

TRAVEL

Bus £1. I feel really annoyed about this. I was running a bit late for work anyway on Thursday and then halfway to the station realised I had left my football kit at home, so had to go back and then get the bus to town centre. The expense is definitely preferable to being late for work but still.

WORK EXPENSE

Milk £0.65

FOOD/GROCERY

Tinned Chilli for the boyfriend £1

Milk, Carrots and Bread £2.79

Big monthly food shop £48.28

Bread and Margarine £2.19

Fajita Mix, Rice, Naan, Poppadom, Cous Cous £10.54

Sponges, Listerine, Ibuprofen £5.28

Frozen Food £9.29

Orange Juice, Fruit and Veg, Cleaning Supplies £6.05

Milk, Bread, a danish pastry for me and a chocolate croissant for the boy £4.13

Although this week has involved a lot of spending it has all been either essential or budgeted for expenses, so I don’t feel too bad about it. I just prefer to keep money in my account/purse for as long as possible.

I made £3 this week in an online survey, £3 in an Amazon voucher through a receipt app I’ve got (Receipt Hog) and cashed out £5.40 on another shopping app (Checkout Smart). So I am making small bits of money.

It feels great to have a slightly reduced overdraft. Can’t wait till it is paid off.

I wish you all a pleasant Sunday.