We are nearing the end of another month, slightly over half way through now. Nearly a quarter of the year gone.
I am very much thinking in terms of the next year of my life and what it will take to be debt free by my 30th birthday.
I have roughly 54 weeks to achieve my goals, and monitoring my spending on a week by week basis will help me keep track.
FOOD AND HOUSEHOLD SHOPPING
Milk, Yogurt, Flatbreads, Falafel, Houmous, Peppers, Cucumber £7.03
Face Wipes x 2 £1.98
Frozen Peppers, Frozen Spinach, Frozen Onion, Frozen Broccoli £4.87
Lentils, Chickpeas, Poppadoms, Fajita Seasoning, Wraps, Rice x 8, Naan Bread £8.40
Milk, Baby Potatoes, Apples, Potatoes, Parsnips, Carrots £4.85
Meat Pies £2
Parsnips and Yogurt £1.30
Shampoo and Conditioner £2.98
TOTAL = £33.41
Not bad, I seem to be spending roughly around this much each week nowadays. I think that is quite normal.
DISPOSABLE INCOME SPENDING
Chinese Takeaway £10
Lasagne, Chips and Drink £8.90
2 x Hot Chocolates and Cookie £6.62
Ticket to see The Flaming Lips £27.50
Various Lotteries at Work* £4
*I am doing this purely to feel like part of the team at work, personally I feel it is a waste of money but it makes me feel more ‘social’
TOTAL = £57.02
A bit on the hefty side, but it does include a gig ticket for what should be a very memorable night.
NON ESSENTIAL FOOD
Sandwich and Gum £1.55
Berry Shot and Banana £0.75
2 x Gum £1.20
Dominoes Pizza Takeaway to celebrate losing weight* £21
*Yes, my logic doesn’t make much sense.
TOTAL = £24.50
HOBBIES – HEALTH
Deep Tissue Massage £17
Milk for work £0.55
Coffee for Work £2.29
TOTAL = £2.84
*Ok, little story here of what an idiot I am. I was in Savers and this perfume was one of their special offers. It was a Sarah Jessica Parker perfume. It came in a nice tin. I like tins.
I’m not really a Sarah Jessica Parker fan.
I don’t really wear perfume.
Essentially I spent £14.99 on a tin.
Fixing stitching, hems and rips on 5 items of clothing £25
TOTAL DISPOSABLE INCOME SPENDING = £141.35
TOTAL COMBINED SPENDING = £174.76
I do seem to be spending a lot of money. I am for the most part only buying what I need, and I am not using debt to make these purchases, but still I feel a little wary of spending.