Review of February 2018, both Financial and Personal

FOOD AND HOUSEHOLD SHOPPING

In 2017 my food budget ‘months’ ran roughly from the 27th to the 26th of the following month, this was due to being paid on the 27th.

Now, I am paid weekly, so I have decided that my food month will now be a standard month in terms of the budget.

Sadly I decided to do this mid way through February when my original end date of the Feb Food Budget was set to be the 23rd, having begun on the 26th of January.

So by continuing to the end of the month this is perhaps why we have ended over budget.

£273.78/£250

I think we will do better next month.

DISPOSABLE INCOME SPENDING

As you know by now I divide my disposable income spending into sub categories.

I also spent a lot of money in February and now have approximately £40 to last me until the end of March.

But at least I have cleared my credit card bill.

SOCIAL = £89.60

TRAVEL (DAY TO DAY) = £15.30

WORK EXPENSES = £5.26

GIFTS = £111.88

HOBBIES – HEALTH = £64.77

POSTAGE AND PACKAGING = £11.20

HOMEWARE = £2.49

CLOTHING = £163.55

BEAUTY TREATMENTS = £25

NON ESSENTIAL FOOD = £21.29

HEALTH = £14

HAIR = £7.72

TOTAL = £532.06

That’s a lotta wonga.

IMG_7503

I read two books in February, the above photo shows the two books. Both were very good, particularly Runner although I do love Lauren Graham a lot. Both were from the Library because I am being economical.

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WOMBLES

I wombled over £219.73 of free stuff in February, using vouchers, special offers, things given to me, free cinema tickets, meerkat movies and so on.

NO SPEND DAYS (NSDs)

A small but mighty 5 No Spend Days occurred in February, bringing my total for the year to 18, which is under my target of 10 NSDs a month.

RECIPES

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I made this yummy Granola.

WEIGHT LOSS

I lost 4 pounds in February.

SICK DAYS

Today was a sick day, bringing my total for Feb to 2.5. I feel awful about this, almost as awful as I felt this morning with my head in the toilet being sick (No, I am not pregnant).

LET’S SET SOME GOALS FOR MARCH!

  1. Lose 4.125 more pounds (target weight for March will be 14 St 7 Lbs).
  2. Run a 5k distance all the way.
  3. Find a second job.
  4. Stay within budget.
  5. Read 2 more books.
  6. 10 NSDs.
  7. Womble another £200 of free stuff.
  8. Try 3 new exercise classes at the gym.
  9. Try my best to not be ill.
  10. Make 3 new recipes.
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