It is two days till Payday.

I have, in total:

£1 in my Bank Account

and

£10.50 in loose change in my purse.

Good news is today was a NSD (no spend day) and I only have two more expenses left till payday.

They are:

Train Fare to Football £3.90 

and

Milk for Work £1.10

Which clearly leaves me £6.50 and as I am doing a Spend Free Year it’s not like I am going to run off and spend it on gel pens, pogs, tamagotchi’s, yoyo’s or whatever the cool kids are buying these days (readers under the age of 27 may have to look up some of those archaic references, and don’t then ask me to explain why pogs were ever cool, even I don’t understand and I lived during that time)

As recently as late 2015 having ‘only’ £11.50 left two days before payday would have freaked me the hell out, because it would have meant I couldn’t freely indulge in buying posh coffees, canteen food, notebooks, nice pens or whatever was available to purchase at work.

I can honestly say my body cost me hundreds of pounds. It’s just it was all in pie and chips.

But now, £6.50 spare cash before payday makes me feel like I’m winning. That I can live within budget, that I have learnt an important lesson which is ‘CLOSE THE F****** WALLET’

I am up to 8 NSDs and hopefully I can make it to double digits by the end of the month.

It’s little achievements like that which keep me going.